Full Time

Mortgage & Marketing Officer, Bank

Posted 1 month ago
Application ends: November 20, 2021
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Job Description

  • 5 days work with Friendly environment
  • Familiar w/ mortgage procedures & documentation
  • Conduct land search, credit check, and other compliance check

Specific Duties & Responsibilities

  • Conduct land search, credit check, and simple compliance check for mortgage applications
  • Assist manager in preparation of credit report or supplemental memo
  • Interview potential customers and compile customized loan proposals and input for loan applications
  • Conduct customer and referral agents visits or site inspection
  • Assess the credit worthiness of customers by analyzing their financial statements, and facilities as well as checking their repayment capability and making any additional checks that identity and assess risk and potential.
  • Contact and liaise with property surveyors for property valuation
  • Prepare instruction letter and handle respective correspondence with solicitor firms
  • Handle customers’ enquiries
  • Review and prepare documentation for loan disbursement and referrer account set up
  • Follow up the outstanding issues and follow up on the documentation, insurance & repayment matters,
  • Prepare regular management reports and other statistical reports as required by supervisor
  • Handling and control the custody and storage of customers’ credit files
  • Establish good client relationship to sustain business and acquire new referrals

Requirements

  • Associate Degree or above, Major in Banking, Finance, Accounting or related discipline
  • Preferred: Min. 2 years relevant experience in commercial / finance field \
  • Familiar with mortgage procedures, documentation, and underwriting guidelines are preferable.
  • Knowledge in financial statement interpretation and credit analysis
  • Good presentation, communication and analytical skills
  • High integrity and initiative, meticulous, strong achievement drive and able to work independently
  • Good command of English and Chinese (Putonghua is an advantage)
  • Proficiency in MS Office application

Interested parties please send me your resume in MS WORD format with notice period, current and expected salary to ryan.au@manpowergrc.hk